Otter.ai Pricing 2026: Plans, Free Limits & Hidden Costs

Here's exactly what Otter.ai costs in 2026 — every plan, the real free-plan limits, the costs that aren't obvious up front, and how it compares to a one-time, offline alternative.

Person reviewing pricing on a laptop

Otter.ai Pricing at a Glance (2026)

Otter.ai uses a freemium subscription model with four tiers. Here's the full 2026 breakdown:

Plan Price (2026) Monthly minutes Key limits
Basic (Free) $0 300 min 30 min/conversation, 3 lifetime imports, 20 AI chats
Pro $16.99/mo ($8.33/mo annual) 1,200 min 10 file imports/month
Business $30/user/mo ($20/user/mo annual) 6,000 min Per-seat, admin controls
Enterprise Custom Custom SSO, SOC 2, API, sales contact required

Prices verified from Otter.ai's pricing page, May 2026. Annual billing is paid up front (Pro ≈ $100/year, Business ≈ $240/user/year).

Otter.ai Free Plan: What You Actually Get

Otter's free Basic plan is generous on paper but limited in practice:

  • 300 minutes/month, but transcription stops at 30 minutes per conversation — so a single hour-long meeting gets cut in half.
  • Only 3 file imports — ever. Not per month. After three uploads, you can't transcribe existing audio files at all.
  • 20 AI chat queries total, then the AI features are gated.
  • Internet required, and every recording is uploaded to Otter's cloud.
The hidden cost: The free plan's 30-minute-per-conversation cap and 3-lifetime-import limit push most regular users to Pro quickly — which is exactly the point of the free tier.

Is Otter.ai Pro Worth It?

Pro ($16.99/month, or $8.33/month billed annually) lifts the cap to 1,200 minutes/month and adds advanced search, custom vocabulary, and bulk export. But two things catch people out:

  • File imports are capped at 10/month. If you upload recordings (podcasters, researchers, anyone transcribing existing audio), you'll hit this fast.
  • It's still cloud-only. No offline mode, and your audio is always uploaded — a dealbreaker for confidential content.
Professional working on transcription on a laptop

Otter.ai vs Inscribe: Pricing Compared

If Otter's per-minute caps, import limits, or subscription model don't fit how you work, here's how a flat-rate, offline alternative compares:

Feature Otter.ai Inscribe
Entry price $16.99/mo (Pro) $9.99/mo or $29.99 lifetime
Monthly minute cap 300–6,000 by plan Unlimited
File imports 3 lifetime (free) / 10 mo (Pro) No limit
Works offline No Yes — 100% offline
Cloud upload Required Never — on-device only
One-time purchase No Yes ($29.99)

At $29.99 one-time, Inscribe costs less than two months of Otter Pro — and there's no recurring bill, no minute cap, and no upload. For a deeper feature comparison, see Inscribe vs Otter.ai, or read why Otter doesn't work offline.

Try Inscribe Free

Unlimited offline transcription with AI summaries and Q&A — no minute caps, no subscription required, no cloud upload. iPhone, iPad, and Mac.

Download Inscribe Free

Frequently Asked Questions

How much does Otter.ai cost per month?

Otter Pro is $16.99/month (or $8.33/month billed annually). Business is $30/user/month ($20/user/month annually). The Basic plan is free with 300 minutes/month.

What are Otter.ai's free plan limits?

300 minutes/month, a 30-minute cap per conversation, only 3 lifetime file imports, and 20 AI chat queries. Internet is required at all times.

Does Otter.ai have a one-time purchase option?

No. Otter.ai is subscription-only. If you prefer a one-time purchase, Inscribe offers lifetime access for $29.99.

Is there a free, offline alternative to Otter.ai?

Yes. Inscribe has a free tier with unlimited recording and transcribes 100% offline on iPhone, iPad, and Mac — no cloud upload required.